Which statement is accurate about first aid expenses coverage?

• A. It pays first aid expenses for others, not the insured's own injuries.
• B. It pays medical bills for the insured only.
• C. It pays only for the insured's family members.
• D. It does not cover any first aid costs.

Answer: (A)

First aid expenses coverage is meant to reimburse reasonable costs for providing immediate first aid to other people who are injured because of the insured’s actions or on the insured’s premises. It covers third parties, not the insured themselves, so any medical costs the insured incurs for their own injuries wouldn’t be paid under this provision. It’s not limited to family members; it applies to eligible third parties such as customers or visitors. That’s why the correct statement is that it pays first aid expenses for others, not the insured’s own injuries.