Which exclusion would preclude liability coverage for Ambrose's claim involving damage caused by backing up a box truck?

• A. Damage to property owned by an insured
• B. Damage to property not owned by an insured
• C. Damage caused by an uninsured driver
• D. Damage to a neighbor's property

Answer: (A)

The key idea here is that liability coverage is meant to pay for damage the insured causes to others’ property, not to the insured’s own property. An exclusion specifically removes coverage for damage to property owned by the insured, so if Ambrose backs up a box truck and damages his own property, the liability policy won’t pay. The other scenarios describe damage to third-party property or situations (like uninsured motorists or neighbor damage) that aren’t excluded under this particular provision, or would fall under a different coverage. So the exclusion that stops liability coverage in this case is damage to property owned by the insured.