Which designations do not require abiding by a code of ethics to receive and continue to hold?

• A. CPCU
• B. CLU
• C. Construction Risk and Insurance Specialist, Certified Insurance Counselor, and Accredited Advisor in Insurance designations.
• D. ChFC designation

Answer: (C)

Understanding how ethics rules apply to professional designations helps you see why this trio is the best pick. Many credential programs require you to agree to and live by a code of ethics as a condition of earning and keeping the credential. The group listed here—Construction Risk and Insurance Specialist, Certified Insurance Counselor, and Accredited Advisor in Insurance—are designed around specific technical competencies and exam-based knowledge, with maintenance focused on continuing education and professional practice rather than an ethics covenant. That’s why they’re the ones that don’t require abiding by a code of ethics to receive and continue holding. In contrast, other designations in the field commonly include a formal ethics requirement as part of both initial certification and ongoing maintenance.