In Nancy's case, the medical payments to others coverage will pay for all the following, except?

• A. Medical expenses
• B. Ambulance costs
• C. Survivors benefits
• D. Hospital charges

Answer: (C)

Medical payments to others is designed to cover medical costs for injuries to others in an auto accident, regardless of fault. It generally pays for medical expenses, hospital charges, and ambulance fees, and sometimes funeral expenses. It does not provide benefits to survivors after a death, since survivors benefits are a life-or-death/life-insurance-type provision, not a medical expense matter. So, in Nancy's case, survivors benefits would not be paid by medical payments to others.